Fast & Reliable Bridging Loans
Lowest Bridging Loan Rates guaranteed
NEW RATES
Rates are updated daily
Loans £50,000 – £25 million
First, second, & third charges
Up to 80% LTV (100% with additional security)
Residential & commercial property
Land & development projects
Purchasing or re-financing
Refurbishment & conversions
Latest rates from 0.39% pm
No upfront fees
Instant credit-backed terms
Automated valuations available
Regulated & unregulated loans
No monthly payments (Interest roll-up)
Capital raising / cashflow
- Get approved funding terms you can rely on today ...
Welcome to Speedy Bridging
We are Premier Brokers with Direct contacts to the Top FCA Regulated UK Loan Brokers offering whole-of-market access to the most competitive Bridging Loans from every lender, all tailored to your exact needs
- Access to Premier Brokers and Lenders with preferential market leading rates
- Access to whole of market
- ICO Data Protection Registered
- Bridging loans for any circumstance
Get in touch today by calling on 0333 772 74 71, or at support@speedybridging.com, or complete our short enquiry form.
Get your terms today
Get your terms today
Flexible solutions to suit many different requirements
Bridging finance for individuals including ex-patriates and foreign nationals, and companies including LLPs, SPVs, trusts, or offshore companies ...
Re-financing
House moving
Chain breaking
Refurbishment
Buying at auction
Property Conversion
Property Development
Buy-to-Let Investments
Unmortgageable Properties
Capital raising & Cash flow
Inheritance tax & probate
Buy-to-Let Investments
Secured on a wide range of property types including
- Residential properties
- Commercial properties
- Buy to let properties
- Mixed use properties
- Non-standard properties
- Office buildings
- Retail premises
- Industrial units
- Hotels/bed & breakfast
- Equestrian property
- Farms
- Leisure premises
- Care homes
- Nursing homes
- Restaurants
- Land
- Holiday homes
- Apartment blocks
- Licensed premises
- Educational
What our customers are saying ...
Frequently asked questions
The amount that you can borrow is dependent on your circumstances, but is mainly calculated on a loan-to-value (LTV) basis with a maximum LTV of 80% of the property value. Multiple properties can be used as security to minimise the LTV if available. With additional security properties higher LTVs over 100% are achievable.
For FCA regulated bridging loans the term can vary from as little as 1 month, to maximum term of 12 months. Typically for non-regulated bridging loans (used for commercial purposes) you can borrow for longer periods up to 3 years. We can also arrange open-ended (non-regulated) bridging loans which are available from a very select number of lenders.
The time taken to arrange a bridging loan varies depending on the nature and complexity of the case, but a typical turn-around time would be 7-10 days. A decision in principle can usually be provided quickly within a couple of hours.
No, you do not have to pay any fees up-front in order for us to provide you with funding terms at no obligation. If the terms are acceptable and you wish to proceed you will then be asked to pay for survey fee at the outset, for the property to be valued.
The Bridging Loan’s exit route simply refers to the source of funds that will pay the loan off at the end of the term.The exit funds will come from either the sale of a property, or via re-finance.
When the exit is from re-financing, this can be a longer-term property loan (residential mortgage, or investment mortgage such as a BTL mortgage), or any other legitmate source of funds such as inheritance, pension release, share dividend, or the sale of a different type of asset.
In addition to the loan interest, bridging loans also incur an arrangement fee, a valuation fee, legal fees, and a number of other smaller fees such as telegraphic transfer fee, security release fee. This varies from case to case, but all costs are clearly shown before making any application.
Interest rates start from 0.48% per month, and depend on a number of factors including the nature of the security property, what the funds are being used for, and the overall loan to value.
The majority of bridging lenders charge an arrangement fee which can range from 1% – 2%, and will depend on the loan size.
Having a poor credit score will not prevent you from getting a Bridging Loan but may affect the interest rate charged (which will depend on the extend of any adverse credit).
In most cases it is not necessary to provide proof of income (usually where the exit is from a property sale). However, in cases where re-finance will be the exit we may have to demonstrate that the re-finance is achievable.
No, you will not be required to make monthly payments as the interest on most bridging loans is ‘rolled-up’ or ‘retained’ and paid off when the loan redeems.
The Bridging Loan’s exit route simply refers to the source of funds that will pay the loan off at the end of the term.The exit funds will come from either the sale of a property, or via re-finance.
When the exit is from re-financing, this can be a longer-term property loan (residential mortgage, or investment mortgage such as a BTL mortgage), or any other legitmate source of funds such as inheritance, pension release, share dividend, or the sale of a different type of asset.
Yes, you can pay off a bridging loan early. Any interest that was calculated for the full term of the loan (beyond the point that you pay it off) will be refunded to the loan.
This means that you only pay interest on the period that you had the loan outstanding.
Latest completions
House move
£ 1,315,000
Dorset
Completed: 10 days
Re-finance BTL
£1,160,000
London W1
Completed: 11 days
House move
£686,000
Leeds
Completed: 8 days
Raise capital
£114,500
Midlands
